Compare real rates, fees, terms and funding speed side by side — so you know who lends to a business like yours before you ever fill in a form.
Rates shown are indicative, subject to assessment, and not an offer of credit. Rate types differ (p.a., APR, simple and factor rates aren't directly comparable). LoanCheck is a comparison service and does not provide credit.
We track live rates and lending policies right across the Australian market — so you see the real options, not a shortlist someone paid to put in front of you.
Most comparison sites just push you toward rates. We change what those rates actually are — because we know the whole market in real time.
Three reasons businesses check with us before they borrow.
We study and update every lender's policies as they change — so you get the most accurate rate across the whole market, and never get sold at the highest rate a lender could charge.
We view and pair you with hundreds of lenders at once, so you never rack up multiple credit enquiries shopping around. Everything we do is done without touching your credit score.
Everything runs instantly, so the information you need is ready the moment you need it — same day, same hour. No callbacks, no waiting for a broker to get back to you.
See the real rate you'd actually get, checked live against every lender's current policy.
Compare hundreds of lenders in one soft check — no multiple enquiries, no score damage.
Run a check and get matched instantly, with qualifying businesses funded the same day.
Rates shown are indicative, subject to assessment, and not an offer of credit. Rate types differ (p.a., APR, simple and factor rates aren't directly comparable). LoanCheck is a comparison service and does not provide credit.
A line of credit sits ready in the background. Draw funds the moment cash flow tightens, pay interest only on the balance you use, and your limit refills as you repay. Drag the slider to see it work.
Line-of-credit providers on our panel. Limits, fees and funding times are drawn from each lender's own material and subject to assessment — not an offer of credit. The facility illustration above is a worked example only.
A preview of the lowest published rates on our panel right now — taken from each lender's own website and checked by hand. No sign-up needed to look.
Rates shown are indicative, subject to assessment, and not an offer of credit. Rate types differ — annual, APR, simple interest and factor rates are not directly comparable. LoanCheck is a comparison service and does not provide credit.
Chat with our assistant about rates, offers and loan types — answered straight from our live lender panel. No sign-up to ask, no obligation.
Checking your options is a soft look only. We match you against every lender's live criteria in seconds — and your credit file stays exactly where it is, until you choose to proceed.
Real numbers from the LoanCheck platform — updated continuously as businesses compare and get funded.
Our clients get better deals, save real money, and tell their mates.
Had an offer from our own bank locked in. LoanCheck put four lenders side by side in under a minute and one came back sharper. Refinanced the same week.
Needed stock finance fast before a big season. Compared options in the morning, approved and settled by that afternoon. Could not have been easier.
I had no idea how many lenders I actually qualified for. Seeing them all in one table made the choice obvious — and cheaper than what my accountant found.
No. Checking your eligibility with LoanCheck is a soft enquiry only — it never impacts your credit score. A hard check happens only if you choose to proceed with a specific lender.
Seeing your matched lenders takes about 45 seconds. Qualifying businesses can be funded in as little as 6 hours from approval.
Just a few basic details about your business — no documents required to see your options. Your chosen lender will tell you exactly what they need to finalise.
No. Checking your options across all 80+ lenders is completely free with no obligation to accept anything.
We compare 80+ Australian business lenders — from major banks to specialist and fast-settlement providers — so you see the full picture in one place.
Plain-English guides to help you compare, qualify and save — written by people who read the fine print so you don't have to.
Rates
The advertised rate is only half the story. Here's how fees quietly change the real cost of a business loan.
Read more
Loan types
Lower rate and more paperwork, or fast and flexible? Weigh the trade-offs before you commit an asset.
Read more
Approval
Know what's under the microscope — from cash flow to credit — and how to put your best application forward.
Read more
Credit
Soft checks, hard checks and what actually shows on your file. The short answer: comparing is safe.
Read more
Check what your business qualifies for across 80+ lenders in seconds — no credit check and no commitment.
